Types of Installment Plans:

ESTO 3

ESTO 3 is the most popular new generation payment method. Split the purchase amount comfortably into 3 equal parts. Get exactly what you need without interest, extra fees, or down payment.

How does it work?
By choosing ESTO 3 as your payment method, you can divide the total payment into 3 equal parts over 3 months without any fees.

Add the necessary products to your cart;
Choose ESTO 3 as the payment method at checkout;
You will receive a decision in real-time;
If the decision is positive, confirm the purchase. ESTO will send you your first invoice on the 15th of next month.

ESTO Hire-purchase

ESTO hire-purchase is a flexible payment solution that allows you to split your payment into convenient monthly installments. Spread the purchase amount over a period that suits you the best. You can choose the period and the down payment amount when completing your purchase by selecting ESTO hire-purchase at checkout.

How to pay with an ESTO hire-purchase?

Add the necessary products to your cart;
Select ESTO hire-purchase as the payment method at checkout;
Choose your preferred repayment period ranging from 3 to 60 months;
You will receive a decision in real-time;
If the decision is positive, digitally sign the agreement using your ID card, Smart-ID, or Mobile-ID.

ESTO Hire-purchase is provided by the licensed consumer credit company ESTO LV AS. Before signing the agreement, carefully read the terms of the proposed contract and, if necessary, consult an ESTO AS representative or another specialist. More information is available on the ESTO website: www.esto.eu/lv. Example: loan amount – €1050, loan repayment term – 12 months, fixed interest rate – 19.9%, agreement processing fee – €0.00, monthly administration fee – €0.00, annual percentage rate (APR) – 21.8%, monthly payment – €97.22. The total amount to be repaid by the consumer is €1166.64.